After you have taken your Emergency Fund into account, you will no doubt have long term plans for the rest of your savings. This could be to fund future school/university fees for your children, buy that chateaux in the South of France, helping your children to get on the property ladder, or even preserve the wealth you have already accumulated to pass on to your loved ones later in life.
History tells us that equities over the long term outperform Cash and inflation. However, with equities can come a significant level of investment risk and potential for capital loss, which is why a diversified portfolio tailored to your attitude to risk should ensure you are at least comfortable with how your portfolio is performing in all market conditions.
Our advisers will complete a Risk Profile Questionnaire with you and discuss the impact this could have on the performance of your portfolio, and it is important that you review this on a regular basis. Please note, irrespective of which risk profile you choose, the value of your investments can still go down as well as up.
Only once your objectives and your attitude to risk have been defined, can one of our Independent Financial Advisers select the most suitable investment vehicle. Some of the more common vehicles are detailed via the links below. In addition to this, we can also advise you on more specialist investment products such as Venture Capital Trusts, Enterprise Investment Schemes and Structured Products to name but a few.
In addition to this, we can also advise you on more specialist investment products such as Venture Capital Trusts, Enterprise Investment Schemes and Structured Products to name but a few.
To discuss this further, please contact us.
Individual Savings Accounts (ISA’s)
General Investment Accounts
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